Upland Road, Thornwood, Epping, Essex CM16 6NJ
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‘Remortgage’ means switching your mortgage deal and/or mortgage lender. Remortgaging is a good way to escape high and/or increasing variable rates and is a good way to save money or borrow additional funds...

Save Money
Potential savings could be made by remortgaging on to a lower rate than your existing mortgage. The chances are that if you have been with the same lender for a number of years, then Phil Johnson can save you money by researching the whole mortgage market.

Additional Funds
If you wish to borrow additional funds for home improvements, consolidating debts or perhaps to buy a second home or a property to let out - releasing equity in your home through a remortgage could be the solution.

Search The Whole Market
Phil Johnson can research the whole market to find the best remortgage deal for your circumstances. With our advances sourcing systems we can search the market for mortgage deals offering the following:

Free Legal Fee's
Free Survey's
No Lender Arrangement Fee's

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A MORTGAGE IS A LOAN SECURED AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.


The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients.
Full details of the FOS can be found on its website at www.financial-ombudsman.org.uk.

Phil Johnson is an adviser with Julian Harris Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority.

The guidance provided within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.